Payday Loans in Birmingham, AL

Fast & Easy Payday Loans

Get the cash you need fast with short-term loans known as payday loans. Some call them cash advances, or a payday advance but it all means the same thing. Getting you the fast cash you need to make it to your next next paycheck.

What You Will need to Apply

• Must be at least 18 years or older
• USA citizen or legal resident
• Checking/Savings Account
• Monthly source of Income/ Disability
• Working telephone number
• Valid email address

Benefits of Payday Loans

Here are some of the benefits of a payday loan when you apply online

Easy Online Application

When you apply for a payday loan it comes with an easy to fill out online application that obly takes a few minutes to complete.

Quick Approval

90 Second Loans direct lender loan request approval is fast. You will know in as little as 90 seconds and if you are approved get your funds as soon as the next business day.

Good Credit Not Required

90 Second loans direct lenders do not do hard credit checks when it comes to payday loans. This means you do not have to have good credit in order to get approved. 

Payday Loans Questions

Can I Get a Payday Loan With Bad Credit?

90 Second loans direct lenders do not do hard credit checks when it comes to payday loans. This means you do not have to have good credit in order to get approved.

How Many Payday Loans Can I Have At One Time?

When it comes to payday loans usually you can have only one at a time but rules varies by state.

How Many Payday Loans Can I Have At One Time?

When it comes to payday loans usually you can have only one at a time but rules varies by state.

How Much Can I Borrow With a Payday Loan?

All payday loans are regulated by law and vary state to state. Learn more by checking out your state laws where you live. State location plays a big part on how much you can borrow.

How Can I Use My Payday Loan?

You can use your payday loan to cover expenses, or put extra cash in your pocket. From groceries, rent, or paying unexpected expenses payday loans gets you the cash right away.

Can I Get a Payday Loan Without a Checking Account?

Getting a payday loan without a checking account varies by individual state. Here at 90 second Loans you will need either a checking account or savings account that accepts ach deposits.

Are All Payday Loans Guaranteed?

Not all payday loans are guaranteed. Certain requirements must be met and they vary by state.

Is My Credit Score Impacted By Applying for a Payday Loan?

When you apply for a loan request through 90 Second Loans the direct lenders do not do hard credit check pulls.

How Will I Know If I Am Approved For a Payday Loan Online?

Once you fill out the online application and submit it to our network you will have an answer with in about 90 seconds.

Serving Our Customers Is #1

Payday Loan Payment Questions

What if I Can’t Pay or Will Be Late With My Payment?

If you are having difficulties making the payment or you are going to be late then just simply call the the number on your loan agreement and explain your siruation. Lenders want to help work through your situation and will see if there is anything they can do to get you back on track.

Can I Pay Off My Payday Loan Early?

Yes you can! Just contact the lender on your loan agreement by calling them and they will help you complete your transaction. Depending on your state you may be able to do it online.

Can I Renew or Refinance My Payday Loan?

Renewing or refinancing will depend on your state laws.

When Will My Payday Loan Be Due?

Payday loans are short-term loans and they are usually due on your next payday, depending on your payday schedule.

Payday Loan Requests Available 24/7  in some states