How Payday Loans Work

Get The Money You Need When You Need It Most!

How do payday loans or cash advances work?

A Payday Loan is a short-term loan that is typically due on your next payday. Getting one is very easy. Simply choose an online Payday Loan and fill out your application.

Apply for a Payday Loan Online:

Get started with a quick and easy online Payday Loan application.
After a filling out the application then click submit and get an instant decision.
Read the loan terms, review the fees, and electronically sign the agreement if you agree.
Once your submitted application is approved, your Payday Loan could be deposited directly into your checking account as soon as the next business day.

How much money can I get with a payday loan?

The amount of money you can get with a Payday Loan varies depending on your state laws, but payday loans typically range from $50 – $2,500.

What if I need more money with longer payment schedule?

Personal loans is a great alternative to payday loans if you need a larger amount and have a longer payback schedule.

What do I need to apply for a payday loan online?

To apply for a payday loan, you’ll typically need to provide the dollowing: you must be 18 years of age or older, be a United States citizen or legal resident, monthly income, valid email and working telephone number. If you need a larger loan have a look at our direct lenders personal loans.

How can I find a reliable online payday loan?

Make sure you do your homework when looking for online lender that provides online payday loans. Look one that has a great rating like 90 Second Loans.

How quickly can I get cash from a payday loan?

Every lender is different when it comes to direct deposits. Some send right away while other either do it once a day all at once or wait until end of day. With 90 Second loans lenders your cash will be in your account as soon as the next business day.

1